Enerflo Announces Strategic Partnership with OneEthos, Powered by Climate First Bank

Streamlined solar financing meets seamless installation: A game-changing integration for homeowners and installers

HUNTINGTON BEACH, CA, UNITED STATES, March 20, 2025 -- Enerflo, the premier residential solar sales and install software platform, has announced a strategic partnership with OneEthos, powered by Climate First Bank, to transform the solar financing and installation experience. This collaboration enables residential solar installers and homeowners to benefit from an ethically-driven, seamlessly integrated financing solution—helping accelerate the transition to a more sustainable future.

Through this partnership, Enerflo users can offer homeowners access to ethical, low-cost solar financing, removing common barriers that slow adoption and installation. Loan origination and processing are provided by Climate First Bank, the world’s first FDIC-insured digital community bank founded to combat the climate crisis. This integration simplifies the financing process for installers while ensuring homeowners receive transparent, responsible solar loan options -- and will be available to all Enerflo partners in April 2025. Enerflo partners will also need to become approved installers with OneEthos in order to leverage the integration.

Key Benefits for Installers and Homeowners

Ethical Solar Financing with No Dealer Fees

Homeowners gain access to competitive solar loans through Climate First Bank, including no dealer fees, no prepayment penalties, and low-interest rates—maximizing affordability and long-term savings.

Affordable Solar from Day One

By eliminating dealer fees from project costs, the 30-year loan is designed to lower monthly payments, making solar more affordable than ever. In many cases, homeowners start saving on day one, making it one of the most cost-effective loan options available.

Faster Approvals & 100% Financing

Enerflo’s seamless integration with OneEthos eliminates friction in the loan process—installers can offer 100% financing, and homeowners receive loan decisions in as little as 30 seconds, accelerating project timelines.

Streamlined Sales & Install Experience

Installers using Enerflo benefit from an all-in-one sales and installation workflow, removing inefficiencies that typically delay solar projects. The financing process is now built directly into the sales platform, reducing administrative work and keeping projects moving.

Nationwide Network of Vetted Installers

Homeowners can choose from a trusted network of accredited solar installers, ensuring quality installations that align with the mission of sustainable, responsible energy adoption.

Driving a More Sustainable Future, Together

"We're excited to partner with OneEthos and Climate First Bank to make solar financing more accessible, transparent, and installer-friendly,” said Spencer Oberan, Co-Founder of Enerflo. "This integration allows installers to focus on what they do best—delivering solar solutions—while giving homeowners a seamless, ethical, and affordable financing experience."

"This collaboration between Enerflo and OneEthos represents a major leap forward in making sustainable solar financing the new standard," said Marcio deOliveira, Founder & CEO of OneEthos. "Together, we’re empowering installers with cutting-edge tools and ethical lending options, creating a smarter, greener energy future for all."

Beyond the technology, the partnership will also include community outreach and education initiatives to drive awareness about sustainable energy solutions and their role in fighting the climate crisis.

About Enerflo

Enerflo is the only Lead-to-PTO, open API Solar Platform, designed to streamline operations for Residential Solar Installers, EPCs, and Sales Dealers. By cutting soft costs, reducing project timelines, and automating workflows, Enerflo helps solar companies deploy more solar efficiently.

Enerflo connects the entire solar sales and installation process into one cohesive, data-driven platform, optimizing lead management, proposals, financing, permitting, and installation. As the backbone of top solar providers, Enerflo powers billions of dollars in solar sales, delivering a fully connected workflow from lead to PTO.

For more information, visit: enerflo.com/oe

About OneEthos

OneEthos is a Certified B Corp, mission-driven fintech company at the intersection of financial technology and sustainable banking. As one of the only fintech companies specializing in climate finance, OneEthos enables Community Banks, Credit Unions, CDFIs, and Green Banks to expand ethical lending practices while driving positive environmental and social impact.

For more information, visit: www.oneethos.com

About Climate First Bank

Climate First Bank is the world’s first FDIC-insured, values-based digital community bank dedicated to fighting the climate crisis. A Certified B Corp and 1% for the Planet member, the bank provides solar and sustainability-focused financing solutions, empowering consumers and businesses to transition to clean energy and carbon-conscious living.

For more information, visit: www.climatefirstbank.com